Key NPS facts
10% + 14%
Employees contribute 10% of Basic + DA; the state government contributes 14%.
PRAN
Every subscriber is issued a Permanent Retirement Account Number by NSDL.
Two tiers
Tier-I is mandatory and locked till retirement; Tier-II is a voluntary savings account.
Tax benefits
80CCD(1) up to ₹1.5 lakh plus 80CCD(1B) additional ₹50,000 for Tier-I contributions.
Check NPS contribution on HRMS
- 1Log in
Sign in with your Employee ID.
- 2Salary → NPS
You will see month-wise employee and employer contributions.
- 3Cross-verify on CRA-NSDL
Use your PRAN and password on cra-nsdl.com to view the full corpus and NAV.
NPS Corpus Estimator
Employee 10% + Government 14% contribution
Employee Monthly (10%)₹ 5,310
Govt Monthly (14%)₹ 7,434
Total Monthly Contribution₹ 12,744
Estimated Corpus at Retirement₹ 2,35,05,977
Indicative calculator for guidance only. Refer to your official HRMS record for actual figures.
Need official help?
For anything related to actual salary, service book or pension records, always use the official Bihar HRMS portal or contact your DDO.